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      • The Home Mortgage Disclosure Act (HMDA) is a U.S. law that requires mortgage lenders to maintain and disclose information about lending practices. Regulators use HMDA data to create greater transparency in the residential mortgage market and monitor the geographical areas served by mortgage lenders.
      corporatefinanceinstitute.com/resources/commercial-lending/home-mortgage-disclosure-act-hmda/

      Home Mortgage Disclosure Act (HMDA) - Overview, Purpose ...

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  3. corporatefinanceinstitute.com › resourcesHome Mortgage Disclosure Act (HMDA) - Overview, Purpose ...

    The Home Mortgage Disclosure Act (HMDA) is a U.S. law that requires mortgage lenders to maintain and disclose information about lending practices. Regulators use HMDA data to create greater transparency in the residential mortgage market and monitor the geographical areas served by mortgage lenders.

  4. www.consumerfinance.gov › data-research › hmdaMortgage data (HMDA) - Consumer Financial Protection Bureau

    HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C. Learn about complying with HMDA. Get resources for filers. Mortgage trends. Each year, millions of people apply for mortgages. Using HMDA data, we can learn what happened to the vast majority of those applications and compare that to previous years.

  5. www.investopedia.com › terms › hHome Mortgage Disclosure Act (HMDA): Protection for Borrowers

    Jul 24, 2023 · Data collected under the HMDA allows regulators and others to monitor mortgage borrowing trends and lending for compliance with fair housing and other laws and to direct housing investment...

  6. finance.yahoo.com › news › home-mortgage-disclosureHome Mortgage Disclosure Act (HMDA): What it is and why it’s ...

    Nov 16, 2023 · The Home Mortgage Disclosure Act (HMDA) is a federal law passed in 1975 that requires mortgage lenders to collect and report loan-level data points about their portfolios and practices. HMDA...

  7. en.wikipedia.org › wiki › Home_Mortgage_Disclosure_ActHome Mortgage Disclosure Act - Wikipedia

    The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975. [1] Purposes. HMDA grew out of public concern over credit shortages in certain urban neighborhoods.

  8. guidehouse.com › 2022 › what-is-hmdaWhy is the Home Mortgage Disclosure Act Important?

    Feb 2, 2022 · The Home Mortgage Disclosure Act (HMDA) is a federal law passed in 1975 that requires mortgage lenders to collect and report loan-level data points about their portfolios and practices. HMDA allows regulators and the public to determine whether lenders are serving the housing needs of their communities in an equitable manner.

  9. files.consumerfinance.gov › f › documentsExecutive Summary of the HMDA Data Disclosure Policy Guidance

    HMDA is implemented by Regulation C, 12 CFR part 1003, and requires certain institutions to collect, report, and disclose specified information about their mortgage lending activity. .