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  2. Aug 1, 2021 · Effective August 1, 2021, the following Membership Fee will apply to your BDO Credit Card: Membership Fee will be charged starting on the card’s renewal month and only after the applicable free membership period. Keep using your BDO Credit Card to enjoy more exclusive deals and special offers.

  3. I’ve had a BDO credit card for several years now. When I signed up, they said I only need to have a minimum annual spend of Php180K and then wala nang annual fee if I hit that. It went well for the first few years, but after that I kept seeing an annual fee.

    • Method #1: Call The Bank and Ask to Have The Annual Fee waived.
    • Method #2: Tell The Bank You’Re Planning to Cancel Your Credit Card.
    • Method #3: Choose A Credit Card That Offers “No Annual Fee.”
    • Naffl Credit Cards in The Philippines
    • Stories of How to Ask Banks to Waive The Annual Fee

    Not a lot of credit cardholders know this, but you can simply call the bank or credit card company and request to have your annual membership fee waived. In fact, this is the method I’ve used every single year since I got my first BPI credit card back in 2007, and it has worked for me every year without fail — saving me more than P30,000 worth of a...

    If method number 1 didn’t work, sometimes threatening the bank that you’re canceling the card and switching to a competitor could lead them to giving in and to grant the annual fee waiver. They want to make money from you, of course, and sometimes they yield in an attempt to keep you as customer. In 2022, as soon as I saw the annual fee in my billi...

    These days, several credit card issuers offer cards with the benefit of waived annual fee, especially during the first year. Take advantage of these offers. Of course, we know that this is simply a bait to acquire new customers and even if they won’t earn from the annual fee, they still can make lots of money through credit card finance charges, an...

    Here’s a list of credit cards in the Philippines that offer waived lifetime annual fees or no annual fees forever.

    After we’ve written this article, we received a lot of comments from PinoyMoneyTalk readers who shared their stories on how they also got to have their credit card annual fees waived. We’re reproducing them below so you can learn from their experience! Now you know some ways to eliminate your annual credit card fee burden. Try the steps above becau...

  4. Your first year's membership fee is on us! First Supplementary Cardholder is free for life. Up to P10 Million Travel Insurance Coverage. Charge your travel expenses to your card and explore the world without worries. Read More. BUY NOW, PAY LATER. Enjoy extended payment terms at 0% interest in over 20,000 in-store and online partners nationwide.

  5. Apr 12, 2024 · Here is a guide on the BDO credit card fees that are implemented in uniform among the cardholders of the different types of credit cards offered by the bank: Monthly Interest Rate — 3.00% Installment Availment Fee :

  6. Regular Elite Credit Card membership fee will apply after the 1-year period. i. Same Brand Upgrade – Card brand should be the same when converting to the elite card (e.g. BDO Visa Gold Credit Card may only be upgraded to BDO Visa Platinum Credit Card.

  7. www.clg.bdo.com.ph › web › clgMBS - Home - BDO

    The Cardholder agrees to pay the Annual Membership Fee to be determined by BDO Unibank, Inc. (“BDO”) for the use of the BDO Credit Card/s*. * Reflected at the back of your Monthly Billing Statement (MBS). FEES/OTHER DEBITS. BDO-initiated Fees may be charged to your account from time to time.