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  2. Insurance Requirements. To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements. Insurance requirements also apply to antique motor vehicles. Your insurance carrier must be authorized to conduct business in Virginia.

  3. Jun 28, 2024 · When Should You Buy Auto Insurance? When you decide to buy an auto. You should have insurance in force on the day you first drive the auto as your own. If you obtain license plates prior to purchase, you will have to have an insurance company who has agreed to write your insurance and who has given you a policy number.

  4. Mar 7, 2024 · After July 1, 2024, all vehicles registered in Virginia must have two types of minimum auto insurance coverage: bodily injury liability and property damage liability. Let’s take a closer look at each. Bodily injury liability coverage pays for the injuries or death of another person in a car accident you cause.

  5. Sep 19, 2024 · What are the minimum car insurance requirements in Virginia? Read up-to-date information on how much car insurance coverage you need to drive legally in VA.

  6. Sep 23, 2024 · Auto Insurance Requirements in Virginia. Virginia is one of two states that doesn’t require car insurance, along with New Hampshire. If you wish to skip insurance, you can pay a $500 uninsured motor vehicle (UMV) fee to the Department of Motor Vehicles (DMV) instead.

  7. All drivers are required to have car insurance in Virginia. Virginia liability coverage requirements have minimum limits of at least: $30,000 in bodily injury per person. $60,000 in total bodily injury per accident. $20,000 in property damage per accident.

  8. 3 days ago · Virginia requires minimum liability auto insurance for all drivers. The state used to allow residents to drive without insurance by paying the DMV an uninsured motor vehicle fee to drive, but that is no longer an option.