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  2. Jan 17, 2024 · Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates. Discover what is a credit limit and how credit limit works. Learn the factors that determine credit limit and get valuable tips for effectively managing it.

  3. Nov 10, 2023 · We determine your Credit Card limit after assessing your monthly income and credit score, among other things. We also enhance your credit limit from time to time, based on your usage and credit handling behaviour.

  4. Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card. For a special few, we enhance credit card limits based on usage and repayment record. How can I check my Credit Card limit?

    • Pre-Approved Limit Enhancement Offer
    • Directly Requesting The Credit Limit Increase
    • Documents to Be Submitted For A Credit Limit Enhancement

    The credit cardholders are required to keep their dues all the time so that HDFC Bank can approach them directly and offer them a pre-approved limit enhancement offer. The offers this benefit only to the selected credit cardholders who are eligible for it. Your credit card usage and timely repayment of credit card dues can actually play a great rol...

    Customers can seek an increase in their credit card limit directly from HDFC Bank, based on their credit card usage and repayment ability. There is no requirement that you obtain a pre-approved limit enhancement offer from the bank in order to extend your credit limit. You can call the customer service number 1800-180-1290 or visit the nearest HDFC...

    For a revision of your credit limit, you must provide the following income papers to determine whether you can handle a larger limit. The following documents must be submitted either in soft copy through the mail or in hard copy by visiting the branch: 1. Salary Slips of last two months 2. Form 16 3. Income Tax Returns IV You can also send the abov...

  5. Jan 23, 2024 · When you get your HDFC Credit Card, you will be able to see 3 types of credit limits mentioned on your welcome document- Total Limit, Available Limit and Cash Limit. HDFC Card Total Credit Limit. The total credit limit is the maximum limit you can avail on your HDFC Credit Card.

  6. Jun 26, 2024 · How is the HDFC Bank Credit Limit Decided? The HDFC Bank credit card limit depends on several factors and differs from one individual to another. When you apply for an HDFC credit card, the bank will assess the following factors to determine your credit limit. Credit Score

  7. Sep 2, 2019 · How does HDFC bank determine credit card limit? HDFC Bank undertakes certain factors to determine the credit card limit of their customers. Following is a general procedure that is undertaken to determine HDFC credit card limit for a particular customer. When a customer applies for HDFC credit card, the bank asks for various documents.