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What is the second component under Ayushman Bharat?
What is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY?
What is Ayushman Bharat?
What is Ayushman Bharat PM-JAY?
What is Ayushman Bharat scheme?
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The second component under Ayushman Bharat is the Pradhan Mantri Jan Arogya Yojana or PM-JAY as it is popularly known. This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Hon’ble Prime Minister of India, Shri Narendra Modi.
Apr 28, 2024 · PM-JAY is the second component under Ayushman Bharat. It provides health insurance coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. The scheme covers 1,393 procedures under various specialties, including cardiology, oncology, neurosurgery, and pediatrics.
- What Is The Ayushman Bharat Programme?
- In The News
- Beneficiaries of Ayushman Bharat
- Entitlements Under The Ayushman Bharat
- How Will The Finances of Ayushman Bharat Be Covered?
- Need of Ayushman Bharat
- Challenges
- Way Forward
Ayushman Bharat, the Government of India’s flagship plan, was launched as proposed by the National Health Policy 2017 to fulfil the objective of Universal Health Coverage (UHC).This effort has been created to meet the SDGs and its underlying promise to “leave no one behind.”Ayushman Bharat comprises two inter-related components, which are –2024: The Union Cabinet, has approved health coverage to all senior citizens aged 70 years and above irrespective of income under the flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). 1. This aims to benefit approximately 4.5 Crore families, with six (6) crore senior citizens and 5 Lakh rupees of free health insurance co...
PM-JAY has been implemented for the poorest and most vulnerable 40% of the population. The households included are based on the Socio-Economic Caste Census 2011 (SECC 2011) deprivation and occupati...The government has compiled a list of families to be covered based on the 2011 Socio-Economic Caste Census. Beneficiaries in rural areas include households with one-room kaccha houses, those withou...The scheme replaced the previous Rashtriya Swasthya Bima Yojana (RSBY), which had started in 2008. As a result, the coverage mentioned under PM-JAY includes families who were covered under RSBY but...Aside from in-patient treatment expenditures, the system also covers various pre- and post-hospitalization charges.The program was planned to provide 1,393 free procedures in accredited public and private healthcare facilities across 24 specialties.Patients are entitled to cashless care from empanelled government and private facilities under the initiative.Insurance payouts will be based on the government-mandated package pricing for 1,354 diseases.The government fully funds PM-JAY and the implementation expense is split between the central and state governments.The costs of premium payment will be split in a predetermined ratio between the central and state governments.The scheme’s financing will be divided as follows: 60:40 for all states and UTs with their own legislative, 90:10 for Northeast states and the three Himalayan states of Jammu & Kashmir, Himachal Pr...States are also allowed to carry on with their healthcare programs.Financial protection from catastrophic expenditure: According to a 2015 survey by the NSSO that ○ Over a decade, hospitalization costs for essential illnesses had increased by 300 per cent. ○ With...To increase insurance coverage:According to the Insurance Regulatory and Development Authority of India (IRDAI), just 48 crore Indians — or less than one in every three Indians — have health insura...To reduce poverty:An estimated 6 million families sink into poverty each year due to hospitalization.More bang for the buck for the centre:The use of insurance to reimburse healthcare costs guarantees that the Centre gets more bang for its buck, as more households can be covered with a smaller bud...State subject:Health is a state topic under the Indian Constitution’s 7th schedule. Aside from government institutions like the All India Institute of Medical Sciences, the majority of hospitals an...Divert the fund for infrastructure:The states’ participation in the plan requires them to contribute funds for insurance, which naturally diverts monies intended for state-building healthcare infra...Not a long-term solution:Giving responsibility for private insurance could be a short-term answer. Because public-private partnerships have been chastised in the past for a variety of reasons, this...Infrastructure:Shortages in services like infrastructure, human resources, and doctor quality have long been a problem. Many villages still lack access to roads, hospitals, and adequate employees....Like every other public scheme, PM-JAY needs revisions every year to ensure that the program doesn’t fall behind. For this, the Government of India needs to 1. Revise the procedural rates to incorporate large hospitals into the program. 2. Fix the infrastructural flaws at the grassroots level. 3. Ensure seamless connectivity in regions such as Kash...
The second component under Ayushman Bharat is the Pradhan Mantri Jan Arogya Yojana or PM-JAY. This scheme was launched on 23 September, 2018 in Ranchi, Jharkhand by Prime Minister Narendra Modi. Pradhan Mantri Jan Arogya Yojana (PM-JAY)9 is the world’s largest health insurance/ assurance scheme fully financed by the
The second component is the Pradhan Mantri Jan ArogyaYojana (PMJAY) which provides health protection cover to poor and vulnerable families for secondary and tertiary care.
The second component under Ayushman Bharat is the Pradhan Mantri Jan Arogya Yojna or PM-JAY as it is popularly known. This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Hon’ble Prime Minister of India, Shri Narendra Modi.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY; lit. 'Prime Minister's People's Health Scheme', Ayushman Bharat PM-JAY lit. 'Live Long India Prime Minister's People's Health Scheme') is a national public health insurance scheme of the Government of India that aims to provide free access to health insurance coverage for low income ...
