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  1. Nick Murray is in his 45th year in the profession of financial advice. He is one of the industry's premier speakers, and the author of eleven books for financial services professionals.

  2. Nick Murray has been a financial advisory professional for more than fifty years. He is one of the industry's premier speakers, and the author of twelve books for financial services professionals, the latest of which is Around the Year with Nick Murray: Daily Readings for Financial Advisors.

    • The Six-Point Past/Future Analysis
    • Commission Versus Fees
    • Transactions Versus Relationships

    Murray’s examination of the industry at the time identified six key elements of financial advisor practice, and redefined them to reflect where he felt the industry way going, a construct he called ‘The Ghost of Business Future and the Ghost of Business Past’.

    It was once all about the commission. When active management dominated, giving investment advice was based on selling products. But the commission model didn’t incentivise advisers to think about longer-term results and so could be seen to encourage short-termism and a lack of accountability. As a result, in a climate where demand for cheaper, pass...

    At First Wealth, building strong relationships with clients is a fundamental part of how we operate. We spend time getting to know our clients (everyone is completely different in terms of their aspirations, fears and values!), so we can give them the best possible service and help them identify, achieve and maintain their desired lifestyle. When r...

    • Fees
    • People’s lives
    • Trust
    • Relationships
  3. May 9, 2017 · Murrays examination of the industry at the time identified six key elements of financial advisor practice, and redefined them to reflect where he felt the industry way going, a construct he called...

    • First Wealth
  4. nickmurray.com › wp-content › uploadsPreface - Nick Murray

    —Nick Murray. Introduction. So Many Prospects, So Little Time. THERE ARE ABOUT THREE HUNDRED THIRTY MILLION LIVING. Americans. Not one of them has any chance to achieve financial independence—nor even a modicum of lasting financial securi-ty—without professional financial advice.

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  5. Aug 11, 2015 · Known as the “AdvisorsAdvisor, Murray has a simple yet effective message: Manage your behavior. The author of the 11 books on financial services, including the well known Simple Wealth, Inevitable Wealth, his newsletter has a cult following amongst the advisor industry.

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  7. Mar 2, 2015 · Murray’s core focus is financial planning, especially retirement planning. To be sure, he proclaims retirement income “the central financial planning problem of our time.”