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  1. Jan 2, 2020 · LIC's Jeevan Umang (Plan No. 945, UIN No. 512N312V02) Policy Document (Content is in English) Sales Brochure (Content is in English) Date of Launch : 01.02.2020

  2. Calculate premium, life cover, survival benefits and maturity of LIC Jeevan Umang Plan (945) with optional riders. Learn about this plan's features, benefits and eligibility criteria.

    • Highlights of Lic Jeevan Umang Plan
    • Perks of Lic Jeevan Umang Plan
    • Optional Riders Benefit of Lic Jeevan Umang
    • Additional Details of Lic Jeevan Umang Plan
    • Specifications of Lic Jeevan Umang
    • GeneratedCaptionsTabForHeroSec
    The insurance plan is a blessing as it offers coverage for the entire life i.e. for 100 years.
    8% of the Sum Assured is paid every year as money back on survival at the end of the policy term.
    Large Sum Assured available under this plan.
    Riders like LIC Accidental Death Disability Benefit Rider and Term Rider are available under this plan.

    Date of Commencement of Risk If the entry age of the assured is less than 8 years, then the risk under this plan will begin either 1 day before the completion of 2 years from the date of initiation or 1 day before the policy anniversary, and immediately following the completion of 8 years of age. For those aged 8 years and above, the risk will star...

    Accidental Death and Disability Benefit Rider : This rider pays an extra sum to the beneficiary and can be availed by paying an additional premium (more than the basic premium) during the policy te...
    Accident Benefit Rider : If the policyholder dies due to an accident following 180 days of the accident date, this benefit can be availed by the beneficiary. The rider can also be availed by paying...
    New Term Assurance Rider : The rider raises the death benefit and is applicable by paying an extra premium. Also, it provides the benefit for 35 years or until the policy year where the age of the...
    New Critical Illness Benefit Rider : The insured can go for the rider at the initiation of the policy term but can also take the advantage as the critical Sum Assured after the diagnosis of any of...

    Loan Facility: The policy offers loan facility cater to the liquidity needs of the policyholder. Upto 90% of the surrender value can be availed on paying the premiums on a regular basis for 3 years, and only if the plan exists a surrender value. Suicide Clause: The policyholder shall receive 80% of the amount paid as premiums in the case if he/she ...

    Things to Know About Jeevan Umang Plan

    Rebate Information: Following are the Rebates [High Basic Sum Assured (BSA)] offered on the tabular premium: 1. Rs. 2 lakhs-Rs. 4.75 lakhs [Nil] 2. Rs. 5 lakhs-Rs. 9.75 lakhs [1.25 % BSA] 3. Rs. 10 lakhs-Rs. 24.75 lakhs [1.75 % BSA] 4. Rs. 25 lakhs & above [2 % BSA] Paid-up Value: If the policyholder did not pay the premiums for at least 3 years and the policy has not been revived all the included benefits under the plan will be ceased after the grace period and no claim amount will be paid....

    LIC Jeevan Umang (945) is a life insurance policy that offers a fixed sum of money on maturity or death, along with annual survival benefits and bonuses. It is a participating plan that covers the policyholder for 100 years and has various optional riders and tax benefits.

  3. LIC Jeevan Umang is a plan that offers life insurance, guaranteed pension and wealth building for 15, 20, 25 or 30 years. You can buy it online, save tax, get loan, bonus and riders, and enjoy sovereign guarantee by Govt of India.

  4. Feb 2, 2020 · LIC Jeevan Umang 945 is a with-profit whole life plan that offers guaranteed pension and insurance coverage till 100 years of age. Learn about its features, eligibility, premium, maturity and surrender value, and bonus rates with online calculator.

    • 25 Years
    • 15 Years
    • 2,04,674
    • 25,00,000
    • jeevan umang 9451
    • jeevan umang 9452
    • jeevan umang 9453
    • jeevan umang 9454
  5. The LIC Jeevan Umang 945 premium and maturity calculator is an online tool provided by the Life Insurance Corporation of India to help individuals estimate the premium amount for their Jeevan Umang policy.

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  7. It has been decided to introduce LIC Jeevan Umang 945 (Table No 945) with effect from 1st. February, 2020. The Unique Identification Number UIN for LIC Jeevan Umang 945 is 512N312v02. The benefits and other details of the plan are given below.

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