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IIFL Finance offers low interest rates, quick disbursal and minimum documentation for gold loans up to 75% of the market value of your gold. You can apply online or visit any of the 2700+ branches across India and get a gold loan for business, education, home, farming and more.
- Repayments
Visit your IIFL Gold Loan branch and pay your interest or...
- Rates & Charges
Visit the IIFL website to use the gold loan calculator , and...
- Documents Required
Taking a Gold Loan from IIFL Finance needs minimal...
- Eligibility Criteria
From loan application to disbursement, the IIFL Finance gold...
- IIFLQuickPay
Loan Number. Choose/Change another PIIRegistered Email...
- Personal Finance Blog
Learn how to avail tax benefits on your gold loan and...
- Gold Loan Calculator
You can use the IIFL Finance Gold Loan Eligibility...
- Repayments
IIFL Finance offers gold loans with low interest rates starting from 0.99% per month and no hidden charges. Learn about the factors affecting gold loan rates, the calculation method, and the FAQs on the website.
- Gold Loans
- 2 min
- Although taking an interest-free gold loan may be possible, the situation is very rare. At IIFL Finance, you can take a gold loan at a nominal inte...
- Yes, interest rates vary based on the kind of gold jewellery you have. The loan against gold interest rate also depends on the purity of the gold j...
- Yes, farmers may get a discount on loan interest rates. However, the product differs and is called an agriculture gold loan.
- Gold loan interest rates are the charges you pay to borrow money against your gold jewellery as collateral. These rates vary among lenders and are...
- EMI-based gold loan functions as any other loan, where the full amount is disbursed after the processing of application and the repayment is made i...
- The gold loan interest rate charges depends on gold loan scheme and tenure availed
- Yes, you can pay only the interest on a regular basis and settle the principal amount at the end of the gold loan tenure.
- The maximum gold loans tenure is 24 months
Apply for a gold loan at home with IIFL Finance and get the maximum value for your gold. Enjoy low interest rates, easy documentation, quick approval and disbursal, and doorstep service in selected cities.
- IIFL Gold Loan at Home
- IIFL Gold Loan For Women
- IIFL MSME Gold Loan
- IIFL Gold Loan For Education
- IIFL Agriculture Gold Loan
Purpose
IIFL Gold Loan at Home enables individuals to avail the loan at their doorstep to meet their personal, professional and business related needs by pledging gold as collateral.
Loan Tenure
The repayment tenure of IIFL Gold Loans at Home can go up to 2 years
LTV ratio
The LTV ratio for IIFL Gold Loans at Home can go up to 75% of the total value of gold pledged as collateral.
Purpose
IIFL Gold Loan for Women enables both salaried and self-employed women procure funds to meet their personal, professional or business-related needs by pledging gold ornaments or jewellery as collateral/security.
Loan Tenure
The repayment tenure for availing IIFL Gold Loans for Women extends up to 2 years.
LTV ratio
The LTV ratio for availing Gold Loans for Women from IIFL can go up to 75% of the total value of gold pledged as security/collateral.
Purpose
IIFL Gold Loan for MSME enables entrepreneurs to use the loan proceeds for taking care of their business related needs by pledging their gold ornaments or jewellery as collateral/security.
Loan Tenure
Loan applicants can avail IIFL MSME Gold Loans for tenures of up to 2 years
LTV ratio
The LTV ratio for availing MSME Gold Loans from IIFL can extend up to 75% of the total value of gold pledged as collateral or security.
Purpose
IIFL Gold Loan for Education enables individuals to procure funds by pledging gold assets to fund their tuition fees, purchase study materials or managing the overall educational expenses.
Loan Tenure
The tenure for IIFL Educational Gold Loans can extend up to 2 years
LTV ratio
The LTV ratio for IIFL Educational Gold Loans can go up to 75% of the total value of gold pledged as security/collateral.
Purpose
IIFL Agricultural Gold Loan enables farmers to finance the purchase of seeds & fertilizers, invest in agricultural equipment or deal with unexpected exigencies.
Loan Tenure
Loan applicants can avail IIFL Agricultural Gold Loan with repayment periods of up to 2 years
LTV ratio
The LTV ratio for IIFL Agricultural Gold Loans can go up to 75% of the total value of the pledged gold.
You can apply for a gold loan from IIFL with minimum loan amount starting at Rs.3,000 and rate of interest from 6.48% p.a. onwards. The maximum repayment tenure is up to 2 years, and depending on your loan amount a processing fee will be charged by the bank where the minimum fee can be Rs.0.
- The jewelry pledged by you is kept in a fire and burglary proof vault in the lender's Gold Loan branch which is completely secure. The branch is un...
- Yes, you can visit the official website of IIFL and use their gold loan EMI calculator to determine the loan amount, repayment tenure, and rates of...
- Yes, you can part release your gold loan provided you have paid back a part of the loan amount as per the value of gold.
- You can pledge any gold ornament or jewelry over 18 carats in order to avail a gold loan from IIFL.
- If all the documents submitted by you is correct, and the gold pledged by you meets the standards, then it will take only 5 minutes for the lender...
Loan Number. Choose/Change another PIIRegistered Email IdRegistered Mobile NumberPANLast 4 digits of AadhaarDOB/DOI (DD-MM-YYYY) Customer Name. Choose amount. Due Amount. Pay Other Charges (Penal, Bounce or Legal charges) Penal charges. Legal charges. Bcc charges.
Learn what a gold loan is, how it operates, and its benefits and drawbacks. A gold loan is a secured loan against gold jewellery or items that you can use for various purposes.
People also ask
Does IIFL finance offer gold loan?
What are the types of gold loan schemes offered by IIFL finance?
How does IIFL Finance gold loan at home work?
Why should you choose IIFL gold financing?
