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  2. Open a Zero Balance Savings Account with HDFC Bank. Experience seamless banking with BSBDA zero balance requirements and competitive interest rates.

    • IDFC First Bank Pratham Savings Account
    • Features of Indus Online Savings Account
    • Yes Bank Smart Salary Advantage
    • Utkarsh Basic Savings Bank Deposit Account
    • Au Digital Savings Account
    • Kotak Mahindra 811 Digital Bank Account
    • HDFC Bank- Basic Savings Bank Deposit Account

    Features of Pratham Savings Account

    1. This IDFC Bank savings account is a BSDBA that can be opened by those who do not have a savings account in any other bank 2. Unlimited ATM withdrawals with access to any micro ATM 3. Daily ATM withdrawal limit – Rs. 40,000 4. Comes with RuPay Classic Debit Card 5. Complimentary personal with your accident insurance cover of Rs. 2 lakh Read More: IDFC First Bank Savings Account

    Complimentary Premium Debit Card
    5% cashback when shopping on Amazon
    Facility to choose an account number of your choice
    Online money transfers via NEFT / RTGS / IMPS

    Features of YES Bank Smart Salary Advantage

    1. This YES Bank savings account is only for salaried persons 2. Free and unlimited transactions at any ATM across the country 3. Get monthly 5 free transactions at any other bank’s ATM in India 4. Comes with IMPS & UPI facility for quick money transfers 5. Option to open free Demat account 6. Complementary “Engage” debit card with ATM withdrawal limit of Rs. 75,000 7. The debit card offers accidental death cover, lost card liability, and purchase protection Also Read: YES Bank Savings Account

    Features of Utkarsh Basic Savings Bank Deposit Account

    1. Classic RuPay debit card with no annual maintenance charges for the first year 2. Unlimited domestic cash withdrawals at all ATMs 3. Passbook facilities for all account holders Also Read: Utkarsh Small Finance Bank Savings Account

    Features of AU Digital Savings Account

    1. Complimentary domestic airport lounge access 2. RuPay Debit Card which provides purchases protection, enhanced insurance coverage, and exciting offers and discounts 3. Debit card with the option of contactless transactions up to Rs. 5,000 in India 4. Extended banking hours and a visit to any AU Bank branch till 6 PM 5. Free unlimited IMPS/RTGS/NEFT fund transfers with yourthrough digital channels

    Features of 811 Digital Bank Account

    1. Can be opened online with video KYC – bank visit eliminated 2. Install 811 App or visit the website to quickly open an account 3. Comes with an instant free virtual debit card (physical debit card issued at a fee of Rs. 199 p.a.) 4. You can transfer money online via IMPS and NEFT Also Read: Kotak Mahindra Bank Savings Account

    Features of Basic Savings Bank Deposit Account

    1. Free passbook facility for all individual account holders 2. 4 free ATM withdrawals per month – no limit on the amount 3. Complimentary RuPay debit card 4. Free e-mail account statements 5. This can be opened only by those who are employees of a company with a salary agreement with HDFC Bank 6. Being a BSBDA, this account cannot be opened if one has another savings or salary account in any other bank Also Read: HDFC Bank Savings Account

  3. AMAZE, a Zero Balance Savings Account, by Axis Bank is designed specifically for customers who wish to experience stress-free banking with no minimum balance maintenance. It also offers other benefits, such as annual benefits, 250+ banking services, low initial funding, and a quick opening process.

  4. Our Indus Delite Savings Account is a Zero balance savings account offering you attractive interest rates and world-class banking facilities with minimum requirements. To open this online zero balance account, all you need is your PAN and Aadhaar card to verify your details.

    • Bank Account
  5. However, certain types of Savings Accounts don’t mandate a minimum balance, they are called zero-balance Savings Account. The idea is simple - you can open a Savings Account, but you don’t have to maintain a minimum balance in it. Features of a zero-balance Savings Account: No Minimum Balance.

  6. Your zero balance digital savings account does not require you to carry a passbook. You can check all your transactions online on the Kotak811 Mobile Banking App.