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May 14, 2024 · The Guide is a valuable resource for assisting all institutions in their HMDA reporting. It includes a summary of responsibilities and requirements, directions for assembling the necessary tools, and instructions for reporting HMDA data.
- PDF Help
Many of the documents available on-line are in Adobe...
- FAQs
The Regulatory and Interpretive FAQs address questions...
- Geocoding System
Geocoding System. The FFIEC Geocoding/Mapping System...
- National Aggregate RPT
The presentation of the 2009 HMDA data reflects 2008...
- A GUIDE TO HMDA Reporting
HMDA reporting agencies and the FFIEC. For HMDA data...
- PDF Help
HMDA reporting agencies and the FFIEC. For HMDA data reporting beginning in 2018, a web-based data submission and edit-check system (the HMDA Platform) is available to process HMDA data. For a financial institution to submit its file, it must be in pipe delimited format. For more information on the format and how to submit the file, review the ...
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A Guide to HMDA Reporting: Getting It Right ; HMDA Loan Scenarios; HMDA Reporting Requirements ; HMDA Filing Tools. The HMDA Filing Platform allows financial institutions to upload, review, certify, and submit HMDA data collected in or after 2017. Rate Spread Calculator; Check Digit Generation/Validation; File Format Verification Tool; Online ...
- Timelines and Key Dates
- Data Reporting
- Coverage Charts
2020-2022 Key dates timeline – One page overview of the effective dates for different elements of the rule. 2015-2020 Key dates timeline – One page overview of the effective dates for different elements of the rule.
2023 Reportable HMDA Data: A regulatory and reporting overview reference chart – Reference tool for HMDA data required to be collected and recorded in 2023 and reported in 2024, as well as when and how to report HMDA data as “not applicable." 2022 Reportable HMDA Data: A regulatory and reporting overview reference chart – Reference tool for HMDA da...
Institutional coverage charts are reference tools illustrating the criteria to help determine whether an institution is covered by Regulation C. Transactional coverage charts are reference tools illustrating one approach to help determine whether a transaction is reportable under HMDA. Institutional coverage chart effective January 1, 2023 Transact...
Beginning with data collected in 2018, HMDA filers should report the data points described in the 2015 HMDA Final Rule and the 2017 HMDA Final Rule, as modified by the 2018 HMDA Rule for insured depository institutions and insured credit unions reporting transactions covered by a partial exemption.
Mar 1, 2020 · Beginning January 1, 2020, the 2015 HMDA Final Rule requires quarterly reporting for financial institutions that reported a combined total of at least 60,000 applications and covered loans, excluding purchased covered loans, for the preceding calendar year.
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When does a financial institution collect HMDA data?
HMDA and Regulation C require certain depository institutions and for-profit non-depository institutions to collect, report, and disclose data about originations and purchases of mortgage loans as well as mortgage loan applications that do not result in originations.
