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  2. 5 days ago · To determine the top high-yield savings accounts, CNBC Select compared those with an above-average APY, FDIC insurance, zero monthly maintenance fees and low (or no) minimum balance...

  3. 2 days ago · FDIC insurance. The best high-yield savings accounts all have FDIC insurance. This protects your money up to $250,000 per depositor per bank against bank failure.

    • Jacksonville, Florida
    • Oklahoma City, Oklahoma
    • Fort Worth, Texas
    • El Paso, Texas
    • Dallas, Texas

    Jacksonviller’s score:100 out of 100 1. No emergency savings: 59% 2. Dip into savings every month: 28% 3. Not able to save at all in 2024: 34%

    Oklahoma’s score:94.00 out of 100 1. No emergency savings: 51% 2. Food prices make it difficult to save: 65% 3. Debt makes it difficult to save: 41%

    Fort Worth’s score:92.67 out of 100 1. Debt makes it hard to save: 43% 2. Saved less in 2024: 40% 3. Food prices make it difficult to save: 68%

    El Paso’s score:88.33 out of 100 1. Food prices make it difficult to save: 72% 2. Debt makes it hard to save: 42% 3. No emergency savings: 55%

    Dallas’s score:88.33 out of 100 1. Food prices make it difficult to save: 69% 2. Transportation expenses make it hard to save: 24% 3. Saved less in 2024: 38%

    • Taylor Tepper
  4. 2 days ago · The best high-yield savings account rate from a nationally available institution is 5.50% APY available from Pibank and Poppy Bank. That's nearly 12 times the FDIC's national average for...

    • Sabrina Karl
  5. 3 days ago · Savers who want to earn the most interest on their money should look at the best high-yield savings accounts. With interest rates on the rise, savers are earning higher rates in HYSA than...

  6. All of our ranked high-yield savings accounts have no monthly maintenance fee, are protected by FDIC insurance and feature some of the highest interest rates for savings accounts....

  7. 2 days ago · Our top picks for savings accounts are federally insured by the FDIC or NCUA. Federal insurance protects up to $250,000 per depositor in the event of a bank failure. Best Savings Account...