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  1. Personal Loans - Apply for Personal Loan online in India. Get instant approved personal loan with some of the best interest rates with SBI.

  2. Personal Loan - Get best personal loan. Low interest rates. Further, we charge interest on a daily reducing balance! Low processing charges. No hidden cost / administrative charges.

  3. Personal Loans Schemes - Interest Rates. Interest Rates Deposit Rates Loan Schemes - Interest Rates SBI NRI Services - Interest Rates. Show More. Personal Loans Schemes. Personal Loans Schemes. PERSONAL LOAN SCHEMES - Rate of Interest (w.e.f. 15.08.2024) 2-year MCLR @ 9.05%. Mean ROI for Xpress Credit (Q1 FY25): 12.61%.

  4. Maximum Loan amount: - Rs 30.00 lacs under SBI Personal Loan and Rs 35.00 lacs under Xpress Elite subject to 24 times Net Monthly Income (NMI) and applicable EMI/ NMI ratio (50%/ 55%/ 60% /65%).

  5. SBI has customized an Overdraft Personal Loan product for all Salaried customers having Monthly salary of ₹50000/- & above. Whether it’s a wedding or a vacation, unplanned emergency or planned purchase, get an Overdraft facility under SBI Xpress Flexi Personal Loan and withdraw as & when you need. Visit your nearest SBI branch now!

  6. Loans up to ₹35 lakhs can be availed instantly at your convenience on 24*7 basis. The product is available on YONO under 2 modes: Digital Document Execution (DDE): Real-time sanction, digital documentation and real-time disbursement at DDE enabled States/ UTs.

  7. Student Loan - Apply for Student loan online in India with SBI. A loan granted to Pursue higher education in India or abroad where admission has been secured.

  8. Oct 19, 2024 · SBI New Car Loan Scheme - Apply for new car scheme online in India at SBI with best deal for financing your new car. Lowest interest rates & EMI, minimal paperwork & more.

  9. Apr 18, 2024 · Learn how to check eligibility and apply for pre-approved personal loans easily through YONO SBI app. Guide to get instant loans with minimal documentation from SBI's loan app.

  10. SBI Personal Loans. For Loan above Rs 25000: 1% of the loan amount or Rs 1000 whichever is higher. Loan against units of MF (Equity) 1% of the Loan amount. Loan for application to IPOs. 1st Loan: Rs 500 ; 2nd & 3rd Loan : Rs 100; After 3 Loans: Nil. Advance against RBI Relief Bonds. 1% of the Loan Amount.

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