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  1. The HDFC Bank MoneyBack+ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN.

  2. Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Zero cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability ...

  3. You can link your 11 digits loyalty number post joining fee payment of your IRCTC HDFC Bank Credit card. You need to use the same email id, mobile no. and date of birth that was mentioned while applying for the IRCTC HDFC Bank Credit card. Steps for linking the loyalty number with IRCTC login id are mentioned below:

  4. HDFC Bank, India's leading private sector bank, offers Online NetBanking Services & Personal Banking Services like Accounts & Deposits, Cards, Loans, Investment & Insurance products to meet all your banking needs.

  5. With effect from 1st January 2023, Reward points earned on Grocery transactions will be capped per month to 1,000 reward points. For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 1 RP for every Rs.150 spent and is capped at 500 reward points in a calendar month.

  6. Pay your HDFC Bank credit card bills online or offline via a range of convenient options. You can choose to pay via your HDFC Bank Account using Netbanking, Phonebanking, mobile app, mobile site, ATM, cash or cheque.

  7. Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. Foreign Currency Markup : 2% on all your foreign currency spends.

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