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Having offered the best-in-class financial and banking products and services for decades, today, HDFC Bank holds the status of being India's most trusted bank. Not only has it stayed ahead of the competition through innovative products, but it has also made banking easy and convenient for customers through a range of digital avenues.
Feb 16, 2024 · HR interviews play a crucial role in the selection process at HDFC Bank. This round allows the HR team to evaluate your communication skills, personality, cultural fit, and ability to handle various workplace scenarios. To help you prepare for your HR round, let’s dive into some of the HDFC bank job interview questions. Q1. Tell me about ...
- Company Overview of ICICI Bank
- Company Overview of HDFC Bank
- ICICI vs HDFC: Stock Comparison
- Return on Equity
- Return on Assets
- Price/ Earning Ratio
- Price to Book Value
- Earning Per Share
- Net Interest Margin
One of the leading private banks in India, ICICI Bank has a network of 6,074 branches and 16,731 ATMs across India. The bank was promoted in 1994 by ICICI Ltd. but was formed in 1955 at the initiative of the World Bank. The primary group companies under the bank are: 1. ICICI Prudential Life Insurance Company 2. ICICI Securities 3. ICICI Lombard Ge...
Another leading private sector bank in India, HDFC bank, was among the first banks in India to receive approval from RBI to set up a private sector bank. The bank has a network of 8,086 branches and 20,688 ATMs across the country. The bank caters to its customers through a wide range of services, including wholesale banking, treasury, retail bankin...
Various ratios and parameters can be compared by an investor to make the best investing decisions. Some of those parameters and ratios are as follows.
Return on equity is a measure of the financial performance of the company. It depicts the return generated on shareholders' equity (shareholders' investments). The more the ROE, the better it is. The ROE for HDFC Bank as of January 2024 is 17%, whereas the ROE for ICICI Bank is 17.53%. Take a look at the five-year ROE data for ICICI and HDFC: ICICI...
It is a financial ratio that depicts how profitable a company is with its total assets. The ratio depicts how efficiently a company uses its assets to generate revenue. The ROA for ICICI Bank as of January 2024 is 2.13%, whereas for HDFC Bank, it is 1.95%. Take a look at the 5-year data. ICICI Bank HDFC Bank
The price-to-earnings ratio depicts the company's share price relative to its earnings per share. This ratio is used to determine whether the company is overvalued or undervalued. As of January 2024, the P/E ratio for ICICI Bank is 18.37, whereas for HDFC Bank, it is 19.8.
The P/B ratio measures a company's market value relative to its book value. Value investors use this ratio to identify the best investment opportunities. A ratio under one is considered ideal. As of January 2024, HDFC Bank's P/B ratio is 2.64, whereas ICICI Bank's is 3.24.
EPS or earnings per share is a value depicting the earnings in one share out of all the outstanding shares based on the net income. The EPS for ICICI Bank is 56.01, and for HDFC Bank, it is 74.20.
NIM, or net interest margin, is the difference between a bank's earnings in interest and loans and its payments in interest on deposits. It is one of the prime indicators of a bank's profitability and growth. The graph below shows the NIM data for both banks in the last five years. ICICI Bank HDFC Bank One major ratio to consider while analysing ba...
- Can you tell us about yourself and why you want to work at HDFC Bank? When interviewing with HDFC Bank, your understanding of the bank’s culture and alignment with its values can make a positive impression right from the start.
- How do you handle a situation where a customer is unhappy with a banking product or service? Customer satisfaction is at the core of HDFC Bank’s operations.
- Can you describe a time when you had to deal with a financial risk at work? HDFC Bank is known for its rigorous risk management practices. This question helps the interviewer understand your ability to identify and manage financial risks, a vital skill for many positions within the bank.
- What motivates you in your professional life, and how would you apply that motivation at HDFC Bank? Understanding your motivation can give insight into how you’d fit into the HDFC Bank’s culture and how you’d contribute to their success.
May 9, 2024 · A fixed deposit (FD) is a savings account where you can earn interest on your deposited money. The interest rate is usually higher than on a regular savings account. You typically have to leave your money in the account for a set period to earn the interest. For example, you might open a one-year FD with an interest rate of 12%.
Apr 19, 2021 · Profits growth remained strong despite bank shoring up provisions to deal with the future contingencies and was aided by healthy loan growth, rock-steady margins and better operating efficiency ...
People also ask
Is HDFC Bank a good bank?
Why is HDFC Bank a must have in your portfolio?
Does HDFC Bank offer digital banking?
How does HDFC Bank protect its customers?
Feb 6, 2024 · Sample answer: HDFC Bank is one of India’s most respected and fastest-growing banks. I’m impressed with your focus on customer service and technological innovation. Working here would allow me to grow my skills and career in a stimulating environment. 2.
