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Affordable Interest Rates. We provide loans at interest rates within your budget
- Branch Locator
GIC Housing Finance Ltd. National Insurance Building 6th...
- Individual Housing Loan
Interest Rate Charges. 4. Repayment Mode. You can pay your...
- ABOUT US
GIC Housing Finance Limited, was incorporated as ‘GIC Grih...
- CALCULATORS
interest rate (%) interest rate (%) your monthly loan emi is...
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Interest Rate Policy; Fair Practice Code; Grievance...
- POLICIES
GIC Housing Finance Limited had adopted Board Approved Fair...
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- Board of Directors
Shri Vaijinath M. Gavarshetty - MBA (Finance), has over 33...
- Branch Locator
- GIC Home Loan Interest Rate
- GIC Housing Financeprocessing Fee and Charges
- Types of GIC Home Loan
GIC home loan interest rate starts from 8.80% p.a. onwards. However, the interest rate at which the GIC Housing Finance Limited will sanction home loans depends on various factors such as credit score, loan amount, type of employment, etc.
*The charges may change for loans above Rs. 3 crore. **As per NHB guidelines, in its circular “Levy of foreclosure charges/ pre-payment penalty on Floating Rate Loans”, released in 2014. Also Check: Processing fee for home loansas charged by various banks and HFCs
GICHF Apna Ghar Yojana
1. This home loanscheme can be availed for purchasing resale/new residential property from a builder (under construction or completed residential units from builders) 2. Individuals seeking loan for house constructioncan also apply for this loan 3. Loan amount is between 75% to 90% of property value
GICHF Affordable Home Loan
1. This loan is for purchasing a house or constructing one on an already owned plot 2. Individuals can also avail this loan for home extensionand repair 3. Available for salaried and self-employed individuals 4. Loan amount of up to Rs 20 lakh in rural areas 5. Loan amounts of up to Rs 28 lakh in urban areas
GICHF Composite Loans
1. Composite loans are for individuals who need funds for purchasing a plot and building a house on it within the next few years 2. Loan amount for the purchase of land is up to 60% of the registered value of the property 3. Loan amount for house construction depends on the estimate of construction cost
Jan 30, 2024 · Check GIC Housing Finance interest rate at Basic Home Loan. Know different GIC Housing Finance schemes, processing fees, eligibility criteria and other details.
Interest Rate Charges. 4. Repayment Mode. You can pay your home loan EMIs through: Electronic Clearing Service (ECS)/ National Automated Clearing House (NACH)- based on standing instructions, given to your bank. Post Dated Cheques (PDCs) – Drawn on your salary/savings account. (Only for locations where ECS/NACH facility is not available) 5.
GIC Housing Finance Home Loan Interest Rate. GIC Housing Finance offers affordable interest rates and attractive features that make it easy to own your dream home. Here are the details of the home loans:
- Yes. On availing any home loan from GIC Housing Finance, you will receive additional benefits of free accidental death insurance, free property ins...
- Yes, you will be entitled to receive tax benefits under Section 24 and Section 80C of the Income Tax Act. A maximum deduction of Rs.1.5 lakh from t...
- You can repay your loan through National Automated Clearing House (NACH)/Electronic Clearing Service (ECS) by giving standing instructions to your...
- The loan availed under PMAY needs to be repaid in a maximum of 20 years.
- Yes, GIC Housing Finance allows you to transfer your loan balance from another lender to GICHFL at competitive interest rates.
GIC Housing Finance Home Loan - Check Schemes, Interest Rate, Processing Fee, Eligibility, Tenure Features & Benefits.
Dec 1, 2023 · Explore the best interest rates and eligibility criteria from GIC Housing Finance Home Loan in 2024. Simplify your journey towards the lowest GIC Housing Finance Home Loan plans.
