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  1. Kotak 811 digital savings account is available in 2 variants, each catering to specific spending habits of customers. With zero-contact and video-KYC benefits, open a Kotak 811 digital savings account anytime, and from anywhere. Avail the best online banking solutions in just a few clicks.

  2. 811 digital bank account is a zero balance account that can be opened online at Kotak Mahindra Bank. 811 digital bank account offers high interest rate on your savings account. 811 digital bank account can be used as an app which can manage your day today online transactions with ease.

  3. Kotak811 is a zero balance digital savings account that can be opened online by everyone (Resident Indian individuals only). Kotak811 Digital Savings Account lets you apply for a Zero Balance Savings Account online or an 811 Edge Digital Savings Account based on your needs.

  4. Instant savings account opening with Aadhaar details. Average Monthly Balance (AMB) of Rs. 10,000/- Earn 4%* interest p.a. on your saving account balance. Free Online transfers (NEFT, RTGS, IMPS) - To help you Go Cashless! Get Platinum Chip Debit Card for only Rs. 199/-Per annum. Pay for instore purchase using Scan & Pay.

  5. India’s first digital bank account with Video KYC process, paperless account opening and no restriction on deposits or account balance by Kotak 811. Apply online for your zero balance account now!

  6. Kotak811 is a digital zero balance savings account that can be opened online by everyone (Resident Indian individuals only). Kotak811 Digital Savings Account lets you apply for a Zero Balance Savings Account online or an 811 Edge Digital Savings Account based on your needs. Explore 811 Variants.

  7. You can open a Kotak 811 account by downloading the Kotak Mobile Banking App or by visiting www.kotak.com and registering using your Aadhaar number (optional) ,PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately .

  8. All you need to do is add your PAN and Aadhaar details during the account opening process. You get a free virtual debit card instantly on account opening, that you can use to pay for your online purchases or pay bills online. After opening the account, you can download the Kotak811 & Mobile Banking App and carry out banking transactions.

  9. Yes, you can. You can open a Kotak 811 Account through the online account opening journey and book an appointment or visit your nearest branch to complete the full KYC procedure . Click here to open an 811 account.

  10. The customer on a later date opens a current account with Kotak Mahindra Bank Limited, hereby agrees and confirms to convert its 811 Limited 811 Lite Account to 811 Full KYC account. In case the account is not converted to a Full KYC account, the bank will be constrained to block the account within 7 days of opening of current account.

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