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  1. Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards.

    • Calendar

      Behavior Gap Calendar. The Behavior Gap Calendar: A year’s...

    • Sketch Store

      Simple sketches and a few hand-crafted words about money,...

    • Speaking

      Carl Richards is a dynamic international speaker and author,...

    • Articles

      Between my New York Times Sketch Guy column and my Weekly...

    • About Carl Richards

      Carl Richards is a Certified Financial Planner™ and creator...

    • The Big “Why

      Discover the importance of asking yourself "Why" in personal...

  2. Carl Richards is a Certified Financial Plannerand creator of the Sketch Guy column, which appeared weekly for a decade in The New York Times. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com.

  3. A collection of Sketch Guy columns from Carl Richards, a certified financial planner and the author of “The Behavior Gap” and “The One-Page Financial Plan.”

  4. CARL RICHARDS is a certified financial planner and a columnist for the New York Times, where his weekly Sketch Guy column has run every Monday for over five years. He is also a columnist for Morningstar magazine and a contributor to Yahoo Finance.

    • Carl Richards
  5. www.youtube.com › channel › UCXD0Mn-uBpl8sD-6eyGdR1gCarl Richards - YouTube

    Carl Richards. @carlrichards8232 ‧. 544 subscribers ‧ 27 videos. Carl Richards is a Certified Financial Plannerand creator of the Sketch Guy column, appearing weekly in The New...

  6. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over. They were letting emotion get in the way of smart financial decisions. He named this phenomenon-the distance between what we should do and what we actually do-"the behavior gap."

    • Carl Richards
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  8. Carl Richards is a certified financial planner and author of “The Behavior Gap.” His sketches and essays appear frequently.