TransUnion
Search results
Jul 2, 2020 · What is a CIBIL Score? A CIBIL Score is a consumer's credit score. Simply put, this is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile.
CIBIL Score is a 3-digit numeric summary of your credit history, rating and report, and ranges from 300 to 900. The closer your score is to 900, the better your credit rating is. What does credit history and credit report mean in CIBIL? When you want a loan you must ask yourself what is my CIBIL score? And will I be credit-worthy?
Get your Free CIBIL Score & Report instantly. Banks & lenders check your CIBIL Score before approving your loan.
What is a CIBIL Score and Report? CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report). A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time.
A CIBIL report, also known as a Credit Information Report (CIR) is a document listing all your borrowings and repayment histories. The CIBIL score or rating is derived out of this data as well as other variables that affect your financial position. CIBIL scores have become the benchmark for creditworthiness in India.
Jan 5, 2020 · What is the CIBIL score? Your CIBIL score is a 3-digit numeric summary of your credit history, derived by using details found in the 'Accounts' and 'Enquiries' sections of your CIBIL report, including (but not restricted to) your loan accounts or credit cards, and their payment status, as well as outstanding amounts’ days past due.
Oct 16, 2024 · A good CIBIL Score is a score between 700 to 900, which means the borrower has a higher chance of getting a higher loan amount at a low-interest rate. CIBIL has access to the credit information of around 600 million people and has 2,400 members that include lenders of all varieties.
