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  1. Complete our Secure Refund Request in a few simple steps. You will hear back from us within 24 hours. Scotiabank Student GIC Program Refund Request. Instructions. To fulfill your request: You will need to provide your Scotiabank Investment Account number.

  2. Your Scotiabank Student GIC Program Case Number (optional) Your Personal Information

  3. Send this Refund Application to Scotiabank by using Scotiabank Secure Email Service. Log into your Scotiabank Secure Email Service mailbox to retrieve and REPLY to our last email. The subject line of your email must state: Scotiabank Student GIC Program – Your Full Name and Passport Number – Refund Request.

  4. Checkout the Scotiabank Student GIC Program Guide for details on how to request a refund in the event your study permit is declined or cancelled and answers to other frequently asked questions.

  5. After confirming your identification/documentation we will set up a non-redeemable GIC for $16,508 CAD ($12,062 CAD if you are studying in Quebec) – Guaranteed Income Optimizer (GIO) – a one year term – with fixed equal monthly payments for deposit to the Student Banking Advantage Plan account.

  6. The subject line of your email must state: “Scotiabank Student GIC Program– Your Full Name (Given/First and Surname/Last) – Passport # – Refund Request”.

  7. Scotiabank Student GIC Program Refund Request.