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  2. Learn how to use a GIC to meet the study permit requirements of Citizenship and Immigration Canada faster. Apply online, transfer funds, open a bank account and get rewards with Scotiabank StartRight Program.

  3. Learn about Guaranteed Investment Certificates (GICs) offered by Scotiabank Canada. Compare different GIC types, rates, terms and features, and find out how to book an appointment or get online advice.

  4. Online Application. To be eligible to apply for a Scotiabank Student GIC Program, you must: be an individual who is planning on studying in Canada. Must be a minimum of 13 years of age to apply ( Note: Applicants planning to reside in the province of Quebec must be the age of majority to apply) not be coming to Canada on a tourist/visitor visa.

    • The Bank of Nova Scotia
    • Guaranteed Income Certificate
    • Guaranteed Income Optimizer
    • 1 year
  5. The Scotiabank Market-Linked GICs The Scotiabank Market Linked GIC is a non-redeemable, non-transferable guaranteed investment certificate whose Index Return, is based on the performance of the Underlying Index (S&P/TSX 60, S&P 500, S&P/TSX Composite Low Volatility Index or S&P/TSX Capped Utilities Index) up to a specified Maximum FullTerm Return.

  6. Two (2) winners will each receive 1 prize valued at CAD$30,000 consisting of (i) $10,000 deposited into a Scotiabank Student Banking Advantage Plan, (ii) a 1-year non-redeemable GIC for $10,000, and (iii) a 2-year non-redeemable GIC for $10,000. Total value of all Prizes to be awarded is CAD$60,000.

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  8. GICs are a safe and secure investment which offer a guaranteed rate of return over a fixed period of time. They are issued by chartered banks or specific financial institutions (mortgage, loan and trust companies) and range in maturities from one to five years. GICs enable you to match your investment needs while supplementing your income by ...

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