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  2. Jan 24, 2024 · Quick Verdict on ICICI Pru iProtect Smart. This is a decent pick as a vanilla term insurance policy combining beneficial and value-worthy riders like waiver of premium, critical illness riders, and accidental death benefit. The plan is affordable, offers a range of plan variants and extends diverse payout choices.

  3. ICICI Pru iProtect Smart helps you give them that last fight, paying your insurance money before death. The terminal illnesses benefit 1 is available with all plan options and it covers AIDS too. Terminal illnesses such as AIDS are not only life threatening but can also spell financial ruin.

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    • ICICI Prudential Life Insurance
  4. ICICI Prudential iProtect Smart offers reasonably priced term insurance policies for most profiles, extends decent perks and boasts a life stage benefit, where you can extend the cover by a certain sum when you reach significant life milestones.

    • IProtect Smart Plan & Benefit Options
    • ICICI’s iProtect Smart Term Plan & Indicative Premiums
    • Should You Buy iProtect Smart Online Term Life Insurance Plan?

    This new term plan offers below benefit options; 1. Life Option: Under this option, Death Benefit (or) Terminal Illness Benefit + Waiver of Premium on Permanent Disability are provided. 2. Life Plus Option : The benefits that are provided under this option are; Death Benefit (or) Terminal Illness Benefit + Waiver of Premium on permanent disability ...

    The below table gives you an idea about the indicative premiums that are applicable under various ‘Benefit options’ and’ Death Benefit payout’ options. 1. Accidental Death Benefit is available under Life Plus & All in one benefit options only. 2. Critical Illness Benefit additional benefit is available under Life Health Option & All in one options ...

    If protection is your objective, my standard recommendation is always to buy a term insurance plan with adequate cover. This plan offers basic cover and a lot of additional features / benefits. So, based on your requirements, affordability & medical profile you can opt for any of these additional features. Also, suggest you tocompare the premiums w...

  5. Policy term: You can choose a policy term between 5-40 years subject to type of plan chosen and also the premium payment option selected. Premium payment options: Single Pay, Regular Pay, Limited Pay.

  6. ICICI Pru iProtect Smart is a term life insurance plan that financially protects you and your family in difficult times. The plan comes with four plan options namely Life, Life Plus, Life and Health, and All-in-one. The plan options differ in terms of benefits and other features offered under them. The ICICI Pru iProtect Smart Plan comes with ...