Yahoo India Web Search

Search results

  1. People also ask

  2. What are Fixed Deposit Interest Rates? Fixed Deposits, also known as FDs, are a popular investment option in India, known for their stability. With FDs, you can deposit a certain specific amount for a predetermined period at an agreed-upon interest rate.

    • Interest Rates

      Rates. FD Rate Change Alert: Enjoy FD Rate of 7.25%*p.a. for...

    • Rd Interest Rate

      HDFC Bank offers attractive recurring deposit interest rates...

    • FD Calculator

      FD Calculator - Calculate fixed deposit interest rates and...

  3. For a balance amount of ₹50 lakh or more, you can get an interest rate of 3.50% per annum. If you hold a Resident Foreign Currency (RFC) Savings Account with HDFC Bank, you can earn 0.01% interest on your GBP and USD currency balances.

  4. May 15, 2024 · Q. What is the best HDFC Bank savings account interest rate? Ans. At present, for balances below Rs. 50 lakh, HDFC savings account interest rate is 3% p.a. and for balances of Rs. 50 lakh or above the interest rate is 3.50% p.a. Q. How frequently is interest credited to my HDFC savings account?

    • HDFC Bank Senior Citizen Care FD
    • HDFC Bank Surecover FD
    • HDFC Bank Five-Year Tax Saving Fixed Deposit
    • HDFC Bank Overdraft Against Fixed Deposits
    • Advantages of Overdraft Against Fixed Deposits
    • NRE Fixed Deposit
    • Foreign Currency Non-Resident Account (FCNR) Fixed Deposit
    • Resident Foreign Currency (RFC) Fixed Deposit
    • Non-Withdrawable Deposits
    • HDFC Bank FD Calculator
    This fixed deposit scheme is offered to resident senior citizens (not applicable to NRIs) of age 60 years and above only for new FDs booked as well as for renewals
    HDFC Bank offers 0.75% extra interest rate to senior citizens(an additional premium of 0.25% above the existing premium of 0.50%)
    Maximum FD amount:Less than 5 crores
    Tenure:5 years 1 day to 10 years
    This fixed deposit scheme offers both the benefits of an FD and the security of a life insurance cover
    A life insurance cover equivalent to the FD principal for the 1st year will be provided to depositors on booking HDFC Bank SureCover FD
    FD amount:Rs 2 lakh-10 lakh
    Flexi Tenure:1-10 years
    Minimum Amount– Rs. 100 and in Multiples of Rs. 100
    Maximum amount– Rs. 1.5 Lakhs (in a Financial Year (FY))
    Tenure– 5 years (Lock-In)
    Monthly and quarterly payout facility is available
    Purpose:To fulfil immediate financial needs (household/business requirements) without breaking FD
    Depositors can borrow up to 90% of their FD’s overdraft.
    Minimum FD amount:Rs 25,000/- and a minimum of 6 months and 1 day is required to obtain an overdraft against a fixed deposit or a Super Saver facility.
    Depositors have to pay interest only on the amount drawn, while their remaining FD continues to earn interest
    Depositors get the flexibility in altering the period of maturity, deposit, payment instructions and rollover mode before the maturity of the rollover deposit.
    Depositors get the option to select between a Current Account and a Savings Account and to link to their FD
    Overdraft facility against their singly held FD can be canceled through net banking.
    Tenure – 1 year to 10 years
    Depositors can avail of overdraft of up to 90% of their fixed deposits
    Nomination and sweep-in facility is available
    Premature withdrawal of NRE fixed depositsis also available
    Depositors can hold deposits in any of the 6 foreign currencies – US Dollars (USD), Pounds Sterling (GBP), Euro, Australian Dollars (AUD), Japanese Yen (JPY), and Canadian Dollars (CAD)
    Eligibility: Non-resident individual of Indian nationality/Indian origin
    The principal and interest amount can be repatriated fully
    Tax exemption on the entire deposit
    NRIs returned to India on or after 18th April 1992
    Depositors were resident outside India for a continuous period of at least 1 year prior to their return
    Depositors have permanently settled in India since their return
    Minimum fixed deposit amount:Rs 5 crore
    Flexi Tenure:91 days-10 years
    Availability of monthly/quarterly interest payout option as well as interest reinvestment
    Overdrafts of up to 90% of FDs are available to depositors

    When going for any of the prior mentioned fixed deposit schemes with HDFC, it is recommended to check the estimated maturity amount using the HDFC FD Calculator at Paisabazaar.com. This is an online free tool that can be used multiple times for different tenure and FD rates. To use it basic information about the deposit amount and tenure must be en...