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      • RBI has been urging banks to re-evaluate their deposit mobilisation strategies and adapt to structural shifts in public savings behaviour. By managing system liquidity and providing durable liquidity support as needed, RBI aims to maintain financial stability while also addressing deposit growth concerns.
      www.thehindubusinessline.com/opinion/banks-dilemma-over-deposit-mobilisation/article68686825.ece

      Banks’ dilemma over deposit mobilisation - The Hindu BusinessLine

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  3. getuplearn.com › blog › deposit-mobilizationWhat is Deposit Mobilization? Strategy, 5 Principles, Problems

    Jun 24, 2023 · The survival of a bank is based on the quantum of deposits held by it and the manner in which deposits are managed. Banks mobilize savings from people in urban and rural areas and make funds available for lending.

  4. www.thehindubusinessline.com › opinion › banksBanks’ dilemma over deposit mobilisation - The Hindu BusinessLine

    3 days ago · As India’s financial landscape evolves, a strategic approach to deposit mobilisation and asset-liability management will be crucial for sustaining growth and ensuring financial stability.

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  6. bfsi.economictimes.indiatimes.com › news › bankingDeposit mobilisation, higher provisions challenge for banking ...

    Mar 2, 2023 · Mobilising required deposits without compromising on margins and the heightened provisions as the system shifts to a new model of loan provisioning will be the key challenges for Indian banking in FY24, a report said on Wednesday.

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  7. indianexpress.com › article › businessThe deposit issue: Why banks are struggling to lend

    Sep 21, 2024 · The Reserve Bank of India Governor Shaktikanta Das had, in July, raised concerns over slower deposit mobilisation compared to credit growth stating that as it may create structural liquidity issues. The Governor said that households and consumers, who traditionally rely on banks for parking or investing their savings, are increasingly turning to the capital markets and other financial intermediaries.

  8. timesofindia.indiatimes.com › business › indiaFocus more on mobilising deposits: Govt, RBI to banks

    Aug 10, 2024 · NEW DELHI: Govt and RBI on Saturday asked banks to sharpen focus on deposit mobilisation, by deploying innovative tools and tackling competition from other investment products, while refusing to step in with policy interventions.

  9. www.rbi.org.in › scripts › BS_PressReleaseDisplayPress Releases - Reserve Bank of India

    Feb 27, 2023 · Deposit mobilisation by public sector banks improved to 8.8 per cent growth (y-o-y) in December 2022 (6.9 per cent a year ago) though it remained lower than 13.2 per cent growth in deposits with private sector banks.

  10. indianexpress.com › article › explainedWhy banks are witnessing a slowdown in bank deposit growth

    Sep 5, 2024 · With deposit growth slowing down, banks are racing to mobilise funds through special deposit schemes and other innovative plans to meet the credit demand in the system. In the recent past, lenders such as State Bank of India, Bank of Baroda, Bank of India, Bank of Maharashtra, RBL Bank and Bandhan Banks have launched special retail deposit schemes.