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  1. Criteria. The following people are eligible to apply for a Personal Loan: Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies. Individuals between 21 and 60 years of age. Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.

  2. Check eligibility in one minute online and at select branches - Personal Loan Eligibility Calculator. Get funds in 10 seconds if you are a pre-approved HDFC Bank customer. Other customers can get a loan within 4 working days subject to documentation and verification as per bank’s requirement. Apply online for a Personal Loan.

  3. Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin) Banks have made it extremely easy to check your Personal Loan eligibility. HDFC Bank has an easy-to-use Personal Loan eligibility calculator that will tell you how much you can get in minutes.

  4. Minimal Documentation: Save time with minimal documentation requirements. No Paperwork & 10-second disbursals: Pre-approved HDFC Bank customers can experience quick disbursals in just 10 seconds, without any paperwork. Check eligibility in 1 minute: Find out if you are eligible for a Personal Loan with our user-friendly Loan Eligibility calculator.

  5. Check your Eligibility. Learn how to apply for an XPRESS Personal Loan. Find exclusive offers on XPRESS Personal Loan for Government employees. 6 Reasons why over 50 lakh customers prefer HDFC Bank XPRESS Personal Loan. 1. Higher Loan Amount. 2. Attractive Interest rates. 3. Quick Disbursal. 4. Flexible Loan Tenure. 5. No Physical Documentation. 6.

  6. Here’s how you can use it: First, decide how much you can afford to pay out every month. Now, estimate how much loan you need to meet your expenses. Visit the HDFC Bank website. Go over the easy steps on how to check Personal Loan eligibility. Enter the amount in the Personal Loan EMI calculator. Enter the rate of interest offered by the bank.

  7. Mar 30, 2021 · Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin) Banks have made it extremely easy to check your Personal Loan eligibility. HDFC Bank has an easy-to-use Personal Loan eligibility calculator that will tell you how much you can get in minutes.

  8. Eligible Amount. 0. Talk to our Loan expert. 4 reasons why. HDFC Bank Personal Loan is the best choice. Attractive Interest Rates. Get Money in Your Account Instantly. Loan upto ₹ 40 lacs * (T&C apply) Minimum Documentation.

  9. 10.5 % 21 % Calculate. HDFC Bank's online personal loan EMI calculator makes it easy for you to figure out the monthly instalments on your loan. When you take a loan, the equated monthly instalment is a key factor in deciding the loan amount and tenure.

  10. All you need to secure a Personal Loan is: ID proof, address proof and income proof. The payment terms are flexible, and you can choose your tenure as per your suitability. HDFC Bank offers tenure ranging from 12 to 60 months, with EMI as low as Rs. 1878 / lac.

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