Search results
9 hours ago · Days Past Due (DPD) is a crucial indicator within the Credit Information Bureau (India) Limited (CIBIL) report. It signifies the number of days a payment on a credit account—such as a loan or credit card—has been delayed beyond the due date. The DPD metric is recorded monthly and reflects an individual’s repayment behaviour.
9 hours ago · Imagine your net monthly salary is ₹50,000, and the lender uses a multiplier of 20. The calculation would be as follows: Loan Amount = ₹50,000×20 = ₹10,00,000. In this example, the bank would offer you a loan amount of ₹10,00,000 based on your net monthly salary and a multiplier of 20. The Multiplier Method is simple and convenient.
9 hours ago · Table of Contents. A 500 credit score is usually considered a less-than-good score. It implies a past filled with late payments, excessive credit utilisation, or other bad credit habits. Consequently, obtaining Personal Loans or credit cards could become challenging, and even if they are accepted, the terms tend to be unfavourable.
9 hours ago · Here's your guide to the 14 best apps for Android and iPhone, including popular choices like Angel One, Investing.com, and Moneycontrol. These apps offer a range of features to help you make informed decisions, track your investments, and stay up-to-date on the latest market news and trends.
9 hours ago · Session 3: 4:30 to 6:30 PM. Eligibility. Bachelor's Degree with 50% marks (General Category) Admission Process. CAT Exam, WAT, GD, PI. . Having grasped the essential details about the CAT exam, let's move on to the critical dates and timelines you need to be aware of for the 2024-25 session. .
9 hours ago · It provides collateral-free loans for MS in the USA up to INR 1 crore. You are not required to pledge security/ assets with the bank. You can easily get unsecured loans with minimal documentation, however, interest rates are a bit high ranging from 12% p.a to 15% p.a. Your CIBIL score should also be between 600 to 700.
9 hours ago · Less than 50% of Income Tax Returns Filed; No Extension Expected. Over 4 crore tax returns filed, but nearly half (50%) are yet to be submitted. Daily filings are expected to increase significantly in the coming days. Late filers will face a penalty of up to Rs. 5,000 if returns aren’t filed by December 31st.
