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  1. Explore our guides and examples to integrate Stripe. Skip to content. Home. Create account ... Sign in or create an account to load your test API keys. Test cards ...

  2. All Stripe API requests occur in either test mode or live mode. Use test mode to access test data, and live mode to access actual account data. Each mode has its own set of API keys. Objects in one mode aren’t accessible to the other. For instance, a test-mode product object can’t be part of a live-mode payment.

  3. Developer tools. Use our client, server, and UI SDKs to integrate with Stripe. Use the API to authenticate requests and respond to errors. Simulate payments to test your integration. Automate reactions in your integration by listening to events. Send events from Stripe to webhook endpoints and cloud services.

  4. Multiparty payments. Build a platform, marketplace, or any two-sided business with Stripe Connect. Collect payments then pay out. Onboard, verify, and pay out to sellers or service providers. Enable businesses to accept payments directly. Facilitate direct payments between other businesses and their own customers.

  5. Every call to a Stripe API must include an API secret key. After you create a Stripe account, we generate two pairs of API keys for you—a publishable client-side key and a secret server-side key—for both test and live modes. To start moving real money with your live-mode keys, you need to activate your account.

  6. Payouts. A Payout object is created when you receive funds from Stripe, or when you initiate a payout to either a bank account or debit card of a connected Stripe account. You can retrieve individual payouts, and list all payouts. Payouts are made on varying schedules, depending on your country and industry. Related guide: Receiving payouts.

  7. The current balance, if any, that’s stored on the customer. If negative, the customer has credit to apply to their next invoice. If positive, the customer has an amount owed that’s added to their next invoice. The balance only considers amounts that Stripe hasn’t successfully applied to any invoice. It doesn’t reflect unpaid invoices.

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