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We understand that every person has financial requirements at different stages of life. Irrespective of whether these expenses are invited or uinvited we are there by your side to support you. We are here to partner with you to tread the journey of economic ...
- Branch Locator
GIC Housing Finance Ltd. National Insurance Building 6th...
- Individual Housing Loan
Repayment Mode. You can pay your home loan EMIs through:...
- ABOUT US
GIC Housing Finance Limited, was incorporated as ‘GIC Grih...
- CALCULATORS
Home Loan EMI calculator is a basic calculator that helps...
- MEDIA
LOOKING FOR A NEW HOME LOAN? Toll Free No. 18001030000
- POLICIES
GIC Housing Finance Limited had adopted Board Approved Fair...
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- Board of Directors
Shri Vaijinath M. Gavarshetty - MBA (Finance), has over 33...
- Branch Locator
Feb 5, 2011 · GIC Housing Finance Ltd. was formed with the objective of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India.
- 243.00
- 744.14
- 248.38
- 303,297.00
4 days ago · GIC Housing Finance Limited Share Price Today, Live NSE Stock Price: Get the latest GIC Housing Finance Limited news, company updates, quotes, offers, annual financial reports, graph, volumes, 52 week high low, buy sell tips, balance sheet, historical charts, market performance, capitalisation, dividends, volume, profit and loss account ...
Oct 3, 2018 · GIC Housing Finance Limited, incorporated in 1989, grants housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes.
- GIC Home Loan Interest Rate
- GIC Housing Financeprocessing Fee and Charges
- Types of GIC Home Loan
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GIC home loan interest rate starts from 8.80% p.a. onwards. However, the interest rate at which the GIC Housing Finance Limited will sanction home loans depends on various factors such as credit score, loan amount, type of employment, etc.
*The charges may change for loans above Rs. 3 crore. **As per NHB guidelines, in its circular “Levy of foreclosure charges/ pre-payment penalty on Floating Rate Loans”, released in 2014. Also Check: Processing fee for home loansas charged by various banks and HFCs
GICHF Apna Ghar Yojana
1. This home loanscheme can be availed for purchasing resale/new residential property from a builder (under construction or completed residential units from builders) 2. Individuals seeking loan for house constructioncan also apply for this loan 3. Loan amount is between 75% to 90% of property value
GICHF Affordable Home Loan
1. This loan is for purchasing a house or constructing one on an already owned plot 2. Individuals can also avail this loan for home extensionand repair 3. Available for salaried and self-employed individuals 4. Loan amount of up to Rs 20 lakh in rural areas 5. Loan amounts of up to Rs 28 lakh in urban areas
GICHF Composite Loans
1. Composite loans are for individuals who need funds for purchasing a plot and building a house on it within the next few years 2. Loan amount for the purchase of land is up to 60% of the registered value of the property 3. Loan amount for house construction depends on the estimate of construction cost
GIC Housing Finance offers home loans at 8.80% p.a. onwards for up to 30 years and up to 90% of property value. Compare GIC home loan interest rates with other lenders, check eligibility criteria, documents required, and EMI calculator.
Repayment Mode. You can pay your home loan EMIs through: Electronic Clearing Service (ECS)/ National Automated Clearing House (NACH)- based on standing instructions, given to your bank. Post Dated Cheques (PDCs) – Drawn on your salary/savings account.
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